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You may qualify for the Advanced Learner Loan to help pay for your course tuition fees.

This scheme has been introduced by the government to help adult learners aged 19+ study qualifications at Level 3 and above that will improve their employability and develop high-level skills and knowledge.

The availability of loans at Level 3 does not replace an individual aged 19-23’s legal entitlement to full funding for a first full Level 3 course.

Advanced Learner Loans explained

Student Finance England have produced this video which explains the Advanced Learner Loan.


Frequently asked questions

  • Am I eligible?

    To be eligible for an Advanced Learner Loan you must:

    • be aged 19+ at the start of your course
    • be studying an eligible course at Levels 3*, 4, 5 or 6. Including QCF Certificates and Diplomas, Access to University, A Levels (maximum of four), Advanced and Higher apprenticeships.
    • be a UK resident (meeting Student Finance England nationality or residency status)

    * Not all Level 3 qualifications are eligible for this exemption. Please contact us for more information 0808 100 3626.

  • When can I apply?

    You can apply once you have received your ‘Learning and Funding Information Letter’ from college, which gives you the information you will need to apply for the loan.

    You will also be required to provide personal information.

    Further information is available on the gov.uk website or you can contact Student Finance England online or call 0300 100 0607.

  • How do I apply?

    The easiest way is to apply online or you can download an application form to complete and send back to Student Finance England.

    Before applying you may wish to seek advice from the following sources:

  • How much can I borrow?

    The Skills Funding Agency determines the maximum loan amount for each qualification it funds.

    In some cases there may be a shortfall which you will have to pay if the cost of the course exceeds the maximum loan amount.

    This information will be in your 'Learning and Funding Information Letter'.

    The minimum amount you can borrow is £300.

  • Can I get additional financial support?

    Find out more by visiting our financial support for adult learners page.

  • How many loans can I take out?

    You can only take out one loan at a time, but you can have up to a maximum of four loans in total.

    Please note: You cannot take out a loan to repeat a similar course at the same level.

  • How do I repay the loan?

    You won’t have to pay anything back until you are earning over £27,295 a year, and the loan will be written off after 30 years. Interest on the loan will be at the rate set by the Student Loans Company which will be lower than anything available from the high street.

    Learners who take out an Advanced Learner Loan for an Access to University course may be able to get the balance of the loan written off after completing a designated and prescribed higher education course.

    Further information is available at studentloanrepayment.co.uk .

  • How much will my repayments be?

    Repayments are based on your income, not on what you borrow or the number of student loans you have.

    You'll repay 9% of your income over the £27,295 threshold. Even if you don’t earn £27,295 a year but exceed the thresholds of £524 a week or £2,274 a month at any point in the year (e.g. if you work overtime) then a loan deduction will be made.

    Example repayment amounts

    Income each year before tax Monthly repayment
    £27,295 £0
    £28,000 £5
    £30,000 £20
    £34,000 £50
    £36,000 £65
  • How do I find out more?

    More information on the Advanced Learner Loan is available on the government website .


Contact us

To find out more please contact the student financial support team:


Learn more

Why choose West Notts?

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100% A Level pass rate in 2020.

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One of the top colleges in the UK for student satisfaction.**Learner Exit Survey 2019/20

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An extensive bus service across Mansfield and the surrounding area.

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We have four campuses each boasting a number of state-of-the-art facilities.

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